Corporate Insurance & Investing

You’ve worked hard to build your business from the ground up. You’re making a profit and you officially call yourself “successful” -- congrats! 

 

But WAIT!

 

Are you getting the most out of your money? Are you re-investing your profits appropriately? Are you protecting your business in case the unthinkable happens? Navigating the corporate investment and insurance strategies can be confusing, but that’s where I come in.

 

Life Insurance for Business Needs

There are a variety of ways that an insurance policy on a key individual in the corporation may be used. I can help you understand the rationale behind each of the uses and why spending money on a policy is so important. 

Insurance
Policy
Key
Person
Funding
Fund a
Buy-Sell
Agreement
Executive
Compensation
Wealth
Creation
Grouped
Plans
Retirement
Funding
Estate
Wealth
Transfer
Business
Loan
Protection
Capital
Gains Tax
Planning
Split
Dollar

Tax Strategy and Investing

Did you know that in Alberta, passive income from investments inside a corporation is taxed at 48%? Plus, if you make over $50,000 in passive income inside your corporation, your small business deduction is reduced by $5 for every $1 earned in passive income? I can help you navigate different tax shelter strategies, such as Individual Pension Plans (see video below) or tax-exempt insurance policies. Working with an experienced financial professional will help you find ways to make the most of your money.

Disclaimer: Pinnacle Wealth Brokers (Pinnacle) does not offer Individual Pension Plans (IPP). IPPs are
offered through Pinnacle’s portfolio management industry partners.

Take the Next Steps

I look forward to helping build an investment strategy unique to your needs. Contact me at william@vandermeerfinancial.ca to get started with your free consultation.